Find Jobs In United States - Find the Best Jobs online
 

 

 

Check with seller Commercial Loan Officer Omaha

Published date: April 3, 2022
  • Location: Omaha, Nebraska, United States

Posted: 03/28/2022
Location Name: Omaha Metro/Yutan
Wage: Depends on Experience

EXEMPT JOB TITLE: Commercial Loan Officer

REPORTS TO: Chief Lending Officer

POSITION SUMMARY: Manage a loan portfolio. Service consumers and customers seeking any type of loan the Bank offers. Build loan portfolio by networking and actively seeking new customers. Make credit decisions using sound judgment and complying with any lending regulations. Work in conjunction with loan processors and lending assistants to build files, ensure uniformity and completeness of files and complete any follow up tasks. Minimize Bank loss by promptly by collecting on past due notes.

ESSENTIAL FUNCTIONS:
Job Specific

Maintain a basic working knowledge of the Bank’s overall lending and deposit activities. Be able to assist other Bank staff with questions regarding processing and closing loans.
Transcribe or compose letters, memos and other material related to lending. This requires the ability to write exceptionally well, while maintaining the highest standards of professionalism.
Service all loans, including in-house, SBA, FSA, energy and USDA Rural Housing loans. Maintain a loan portfolio of existing customers and maximize relationship based on customer need. Facilitate negotiation with new and existing customers, according to established standards, such as fees, loan repayment options and other credit terms. Cross sell key deposit/fee income products/services.
Gather and oversee compilation of all required loan application information. Maintain updated loan documentation and files. Responsible for ensuring that all loan files are complete and uniform by using checklists, following regulations and clearly noting exceptions. Process and verify documents received from customers if necessary.
Work in conjunction with loan processors and lending assistants to secure appraisals, credit reports, background and reference checks, etc.
Routinely exercise sound judgment to make credit decisions within personal lending limits. Demonstrate competent credit analysis. Review and approve overdrafts.
Ensure that agreements are complete and accurate according to policy. Assure timely loan closing and funding activities.
Perform specialized and/or confidential duties; including reviewing credit reports and handling income tax return documentation. The nature of this position may involve exposure to highly sensitive material. Strict confidentiality is imperative.
Develop new business by networking and actively participating in community activities that promote the Bank.
Correspond with customers, other employees and external agencies via phone, mail, e-mail and in person. Respond to all inquiries in a timely manner. Call on customers as needed to expand portfolio, collect on past due balances, etc.
Prepare and maintain various related reports as directed – this may include FSA or SBA report generation.
Keep informed and updated on any changes to lending policy or regulation.
Regularly review large loan accounts.
Attend loan committee meetings. Refer and/or present loans to committee that are in excess of personal loan approval authority and present documentation. Present loan delinquency report as wells as loan workout and problem loan analyses.
Identify and bring to loan committee and/or credit review department any loans under your authority which have deteriorated into a problem or workout situation.
Demonstrate proficiency at a variety of different software programs, such as Vision, Director, Suntell and ComplianceOne.
Assist in any audit preparation and/or process necessary.
All other duties as assigned.

Management Specific

Build a positive culture among staff and be a positive leader.
Work with employees to set and communicate performance standards that are specific and measurable. Stay informed about employees’ progress and performance.
Support employees in their efforts to achieve job goals.
Provide specific performance feedback, positive and corrective.
Coordinate employee training and continuing education. Ensure that self and employees maintain a current working knowledge of the banking industry.
Collaborate with Human Resources on employment matters such as time card approval and policy administration.
Provide opportunities to employees to grow their career.
Conduct employee reviews.
Deal promptly, diplomatically and confidentially with performance problems.

Bank Specific

Exhibit professionalism, including in personal appearance and attitude.
Provide assistance, information and support to co-workers.
Provide prompt assistance and information to all customers (internal and external).
Regular attendance. Report to work on time; adhere to time frames for breaks and lunch.
Be responsible and accountable for own actions.
Maintain confidentiality at all times.
Cross-sell company services.
Deliver exceptional customer service.
Participate in appropriate training opportunities and in a timely manner.
Behave ethically. Immediately report any concerns to Human Resources or upper level management.
Be alert to surroundings and familiar with all crises procedures, including but not limited to, robbery.
Comply with all policies, procedures and regulations.

SUPERVISORY RESPONSIBILITY: None

MINIMUM JOB REQUIREMENTS:
EDUCATION/EXPERIENCE REQUIREMENTS: Prefer Bachelor’s Degree in business administration, finance or accounting and/or commensurate experience in consumer and/or commercial loans. Prefer 0-10 years of lending experience.
LICENSE, CERTIFICATIONS, ETC.: Valid motor vehicle driver’s license or provisional operator’s permit.

KNOWLEDGE, SKILLS, AND ABILITIES (KSA'S):
Working knowledge of personal computer (Microsoft Office products).
Ability to use general office machines.
Must be attentive to detail and very accurate.
Self-motivated.
Ability to interact effectively with customers, management and other employees.
Critical and analytical thinking skills, problem solving abilities.
Strong customer orientation.
Strong communication skills, both orally and written.
Must be flexible, able to work under pressure to meet deadlines and prioritize work flow.
Organizational skills, courtesy and diplomacy.
Sound judgment.
Ability to hear well enough to communicate with customers, co-workers and outside bank personnel.
Ability to read and write.

PHYSICAL DEMANDS:
Normal daily physical activities to include, walking, standing, sitting, stooping, bending, pushing, pulling.
Must be able to read reports and use computer.
Daily lifting up to 20 pounds (i.e. office supplies, etc.)

WORK ENVIRONMENT: Indoors, environmentally controlled. This position may require travel by car to visit other company locations and make on-site customer visits. May require work on evenings and weekends to meet with customers.

Note: The statements herein are intended to describe the general nature and level of work being performed by the employee assigned to this position. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of the employee.

SCHEDULE: M-F 7:30 AM - 4:30 PM

Contact seller Share

Useful information

  • Avoid scams by acting locally or paying with PayPal
  • Never pay with Western Union, Moneygram or other anonymous payment services
  • Don't buy or sell outside of your country. Don't accept cashier cheques from outside your country
  • This site is never involved in any transaction, and does not handle payments, shipping, guarantee transactions, provide escrow services, or offer "buyer protection" or "seller certification"

Related listings

  • Trade Assistant
    Trade Assistant
    Accounting & Finance - Omaha (Nebraska) - April 3, 2022 Check with seller

    Job Summary: Provide support in handling various purchases, sales, and freight of commodities. Tasks typically include inputting transactions into system, troubleshooting concerns on various transactions and shipments, working with customers, and mon...

  • Financial Analyst
    Financial Analyst
    Accounting & Finance - Omaha (Nebraska) - April 3, 2022 Check with seller

    Spreetail is an ecommerce growth partner focused on accelerating brands and channels to compete for tomorrow’s ecommerce customer. Learn how we are building one of the fastest-growing ecommerce companies in history: www.wearespreetail.com. Spreetail ...

  • Manager, Student Accounts
    Manager, Student Accounts
    Accounting & Finance - Omaha (Nebraska) - April 3, 2022 Check with seller

    Department Student Financial Services 50002675 Business Unit Business & Finance Reg-Temp Full-Time Regular Work Schedule Mon - Fri 8:00 am - 5:00 pm Position Summary Serves as the Manager of Student Accounts, administering a comprehensive array o...

Comments

    Leave your comment (spam and offensive messages will be removed)

    Website using cooking and goole tagmanager

    Find jobs post jobs for free - wordhome - Site map xml

    chợ tốt việc làm - chợ tốt mua bán - chợ tốt bất động sản - rao vặt miễn phí - việc làm báo mua bán

    job in usa | job in singapore | job in taiwan | job in india